DIVIDEBUY - BUY NOW PAY LATER
0% interest offer you can use again and again. (UK ONLY)
DivideBuy is an interest-free credit provider in partnership with retailers bringing you 0% APR credit on purchases online. By selecting DivideBuy at checkout, you can spread the cost of your wig over a period of time. You can choose instalment options from 3 to 12 months, and your application will take 60 seconds. Once approved, you electronically sign your agreement and the retailer will process your order.
With DivideBuy you get access to these great features:
- View your credit agreement
- View your instalment amounts and dates
- Change you card details
- Pay instalments in advance
- Review your payment history
- Change or update your contact details
To access your account or to find out more about DivideBuy, please visit us at www. DivideBuy.co.uk Alternatively, call our customer service team who are available on 0800 0850885.
What are the requirements for credit?
Be a permanent UK resident and have lived at your address for longer than one year Have a debit or credit card Have a valid UK mobile phone number
Will a credit check be performed?
Yes. DivideBuy uses Callcredit to perform its credit checks but they will not leave a footprint on your credit report i.e. other lenders will not be able to see that we have looked at your credit score.
Will I have to pay a deposit?
Yes - we will take your first instalment on completion of your order. You may have to pay an enhanced deposit based on a combination of your Callcredit credit score, the size of your order and the number of instalments you have selected.
How many instalments can I spread the cost over?
Depending on the total cost of your order, you may be able to spread the cost over 3, 6, 9 or 12 instalments.
What happens if I want to end my agreement early?
DivideBuy offers the option to repay the remaining balance on your account at any point with no extra charges or fees to pay. You can do this by logging into your DivideBuy account on our website.
Are there any other charges or fees?
There is 0% APR interest and no hidden fees or setup fees. The price you see is the price you pay. DivideBuy reserve the right to add late payment fees to your account in the event of you missing payments, but this is all explained in your credit agreement before you complete the checkout process.
WORLDWIDE PAY LATER
SHOP ONLINE NOW, PAY OVER TIME. SELECT 'SPLITIT' PAYMENT OPTION AT CHECKOUT.
How does Splitit work with a credit card?
Splitit allows you to split the total payment over several months using your credit card. This service is free, involves no credit checks or applications and means you can choose to split your payments anywhere from 3–12 months.
What do you need?
All you need is a credit card with a sufficient amount of available credit. Splitit authorises the total order value but don't worry, this is not taken in full when you purchase.
Here is an example:
You make at MORAMODE worth £500, choosing a 10 month term with Splitit and using a card with £1,000 of available credit.
You're charged £50 at purchase, with £450 held on your card.
You can still use your card for shopping elsewhere, but your total available credit will be minus that £450 still owing.
Every month that you pay down another £50, your authorised balance will decrease and your available credit will be freed up.
After month 10, the balance is cleared.
Once the payment has been received in full the order will be dispatched.
Are early repayments allowed?
If you're ready to pay back more earlier, you can edit your plan at any time to reduce the number of payments or even pay off the balance in full.
Splitit is available for any orders over £350 using Visa or Mastercard only.